Choosing the best deal for a secured loan can take up a lot of time, but here at First Loans UK we have extensive market knowledge and work with many of the biggest names in UK lending to find the best and most appropriate secured loan for you. All we ask is that you provide us with the information asked for on the secure online form, and we will do the rest!

We can arrange a secured loan for almost any purpose including debt consolidation, home improvements, business investment, property investment, or perhaps a new car. This isn't an exhaustive list, so whatever your reason for the loan, just ask us and we will do our best to help you.

Loan amounts can be between £3,000 and £250,000 with a typical APR of around 10.9% (variable), and flexible terms from 36-360 months with options to repay early or pay lump sums towards clearing the balance. If you have a good credit history and the right circumstances, you may be able to secure a loan rate from as little as 7.3% APR. If your credit history is poor, or you do not meet all the criteria for a low rate, we can still find a loan for you but it will be at a higher amount, with loan rates up to 19.9% for significant credit problems.

Example: Borrowing £15,000 over 120 months may cost as little as £201.80 per month based on a typical 10.9% APR.

We can also arrange payment protection insurance for you which would cover loan repayments should you become ill, have an accident, or be made redundant. Just ask us for a no obligation quotation when you submit the online form.

To apply for a secured loan, you must be a home owner. All loans are subject to status. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.